Fintech & Mobile Money Integration
M-Pesa Daraja API, reconciliation, fraud prevention and production deployment — build real payment systems, not just a demo.
What you will learn
Understand how modern financial systems work before writing a single line of code.
Master M-Pesa from fundamentals to complete payment flows.
Build payment systems that survive real-world failures.
Learn how businesses actually manage financial records after payments happen.
Build secure fintech products that customers can trust.
Build payment platforms that scale beyond a single provider.
Bring together everything learned into a deployable, portfolio-ready fintech application.
Curriculum
Fintech foundations & digital payments
Understand how modern financial systems work before writing a single line of code.
Case study — How M-Pesa transformed Kenya's financial ecosystem.
Project — Map a country's payment ecosystem and identify an opportunity for innovation.
M-Pesa Daraja API & mobile money integration
Master M-Pesa from fundamentals to complete payment flows.
Case study — Reducing checkout abandonment using STK Push.
Project — Build a working M-Pesa checkout.
Designing reliable payment systems
Build payment systems that survive real-world failures.
Case study — How a SaaS platform achieved reliable recurring billing.
Project — Build a production-ready payment architecture.
Financial data, reconciliation & AI automation
Learn how businesses actually manage financial records after payments happen.
Case study — Eliminating manual reconciliation using automation and AI.
Project — Build a reconciliation dashboard with AI-assisted categorization.
Security, fraud detection & compliance
Build secure fintech products that customers can trust.
Case study — Preparing a fintech startup for security and compliance review.
Project — Audit a payment system and produce a security report.
Modern fintech infrastructure
Build payment platforms that scale beyond a single provider.
Case study — Scaling from a local payment solution to a regional fintech platform.
Project — Design a multi-provider payment platform.
Building & launching a production fintech product
Bring together everything learned into a deployable, portfolio-ready fintech application.
Case study — Launching a fintech MVP from sandbox to production with AI-powered customer support.
Project — Prepare a complete production launch plan and deployment strategy.
Capstone
Build a production-ready fintech platform
Act as a fintech engineer and build a complete payment-enabled application for a real or fictional business.
· Business requirements analysis
· Payment architecture diagram
· M-Pesa Daraja integration (STK Push, C2B/B2C, callbacks)
· Secure authentication and API integration
· Transaction database and ledger design
· Automated reconciliation dashboard
· AI-powered transaction categorization and anomaly detection
· Fraud prevention strategy
· Security and compliance review (KYC, AML, PCI DSS, data protection)
· Multi-provider payment strategy (e.g., M-Pesa + Stripe/Flutterwave)
· Comprehensive testing report (unit, integration, webhook, edge cases)
· Cloud deployment plan with CI/CD considerations
· API documentation
· Executive presentation and recorded product demonstration
AI-guided learning
Our AI Mentor tracks your progress and generates custom practice prompts tailored to your industry.
Peer accountability
Join weekly sessions with fellow students across Africa to share tips and build networks.
Timmy's Tip
AI Mentor“Prompting isn't about asking, it's about designing. Give the model a role, a goal and a format, and watch the quality jump.”



